Moving to Spain from USA: Checklist & Costs (2025)

Moving to Spain from USA

 

Thinking of relocating from the U.S. to Spain? You're not alone—thousands of Americans move to Spain every year for the lifestyle, lower living costs, and beautiful weather. But how much does it really cost, and what do you need to prepare? This 2025 guide breaks down the essential checklist and estimated relocation expenses to help you plan.


📝 Step-by-Step Moving Checklist


Moving abroad takes preparation. Here's what you need to handle before and after arriving in Spain:


  • ✔️ Choose your visa type (e.g. Digital Nomad, Non-Lucrative, Work)
  • ✔️ Apply for a Spanish visa at the nearest Spanish consulate
  • ✔️ Gather all required documents (passport, health insurance, proof of income)
  • ✔️ Get a Spanish NIF (tax number)
  • ✔️ Find housing (temporary or long-term rental)
  • ✔️ Register with your local town hall (empadronamiento)
  • ✔️ Open a Spanish bank account
  • ✔️ Apply for residency after arrival (TIE card)

💶 How Much Does It Cost to Move from the U.S. to Spain?


Your total relocation cost will depend on your location, family size, and lifestyle. Here's a realistic breakdown for 2025:


  • Visa application & legal fees: $250–$1,500 (depending on visa and lawyer use)
  • Health insurance: $600–$1,200/year per person (for visa approval)
  • Flight tickets: $400–$900 one-way from major U.S. cities
  • Shipping belongings: $1,000–$4,000 (container or international moving service)
  • Initial housing deposit & rent: $1,500–$3,000 upfront
  • Document translations & notarizations: $100–$300

Plan a minimum of $4,000–$8,000 for a single person or couple. Families may need significantly more depending on housing and schooling needs.


🏡 Housing: Where Do Most Americans Live in Spain?


Popular cities and regions among American expats include:


  • Madrid: Urban lifestyle, great transit, cultural capital
  • Barcelona: Creative city with international vibe
  • Valencia: Affordable and sunny, popular with families
  • Seville & Granada: Traditional Andalusian charm
  • Costa del Sol: Coastal living with large expat communities

Consider renting short-term while exploring neighborhoods in person before committing to a long-term lease.


📄 Essential Documents for Moving to Spain


Depending on your visa, you’ll need some or all of the following documents:


  • Valid passport
  • Background check (FBI apostilled)
  • Proof of income or employment
  • Private health insurance
  • Medical certificate
  • Proof of accommodation in Spain
  • Bank statements (last 3–6 months)

Note: Some documents must be translated into Spanish and legalized (apostilled).


🛂 Visa Options for U.S. Citizens


  • Non-Lucrative Visa: For retirees or those with passive income
  • Digital Nomad Visa: For remote workers and freelancers
  • Work Visa: Sponsored by a Spanish employer
  • Student Visa: For long-term study programs

Each visa has specific income thresholds and application steps. Make sure to check the latest requirements from your local Spanish consulate.


If you're planning to work remotely while living in Spain, the Spain Digital Nomad Visa offers significant tax benefits and legal clarity for remote workers from the U.S. It’s a great option for digital professionals relocating long-term.


📦 Shipping & Banking Tips


  • Ship only essentials—furniture is often included in rentals
  • Bring unlocked phones and use a local SIM card
  • Open a Spanish bank account after getting your NIF
  • Keep scanned digital copies of all paperwork

💡 Final Thoughts


Moving to Spain from the U.S. in 2025 is entirely doable with proper planning and budgeting. Start early, stay organized, and prepare for some bureaucracy—but the reward is a sunnier, slower lifestyle that many Americans fall in love with.


📺 Want to Learn More?


If you want a full walk-through from Americans who have already made the move, here’s a helpful YouTube video that goes over their experience and costs:


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Frequently Asked Questions about Moving to Spain

Citizens of the EU/EEA/Switzerland do not need a visa. Non-EU nationals may apply for visas like the Non-Lucrative Visa, Digital Nomad Visa, or Work Visa.
The Non-Lucrative Visa allows non-EU citizens with passive income to reside in Spain without working locally. It's popular among retirees and remote workers.
Spain offers a lower cost of living than most of Western Europe. Expect €1,000–€1,800/month in smaller cities, and more in Madrid or Barcelona. A full cost breakdown is available in our Cost of Living section.
Yes. Spain welcomes foreign buyers, and property ownership can support certain visa applications. The process requires a NIE number, notary, and legal assistance.
Definitely. Spain has a Digital Nomad Visa, fast internet, and coworking hubs in cities like Valencia, Madrid, and Malaga. Beach towns are also popular for remote work.
You’ll need ID, proof of address, and a NIE (tax ID number). Some banks allow online opening. Digital banks like N26 or Wise are also great options for expats.
The NIE (Número de Identidad de Extranjero) is your tax ID in Spain, needed for almost everything. You can get it at a police station or via a gestor (agent).
EU citizens can work freely. Non-EU nationals need a work permit or work visa, usually sponsored by an employer or through a self-employment route.
Spain offers universal public healthcare (SNS) and excellent private options. Non-residents usually need private health insurance to obtain a visa.
In major cities, many people speak some English. But learning basic Spanish will greatly improve your experience and help with paperwork, integration, and daily life.
Still have questions?

Explore our sections on Residency & Visas, Moving to Spain or Life in Spain for more detailed guides.